The Search for Quality Annuities
No matter how many websites claim the opposite, finding quality annuities isn't easy: there are many products to choose from, contracts can be complicated, rates vary from company to company, and trust and security can be a lacking commodity. The best advice is to get educated about products and start comparison shopping and haggling.
Scanning online information is a good start, but it all comes down to speaking with an agent and hammering out a deal. We can help put you in touch with advisors and agents from brand-name insurance companies that compete with each other to get you the best annuity rates. This service is free, fast, and secure.
Finding a Solid Insurance Company
The recent financial turnover has shown the importance of doing business with reputable, financially-sound insurance companies. Sure, you want a great interest rate, but not at the cost of security. Buying annuities from time-tested, solid brands is the way to go. Luckily, many well-known carriers, like New York Life and State Farm are still A++ rated, with stable financial outlooks. We believe in working with high-rated companies so our advisors can put you in touch with brand name annuities.
Choosing the Right Product
No single annuity product fits everyone. In fact, today you have more choices than ever: fixed, variable, immediate, deferred, life time, and equity indexed to name but a few. Using your best judgment goes without saying, but consulting with an expert with up-to-date knowledge of the latest products and riders is critical. If this is your first time purchasing an annuity or you haven't purchased one in a while, speak with one of our advisors and get up-to-speed.
Getting the Highest Interest Rate
As with all shopping, comparing prices and testing quality is the surest way to get the best deal. This is especially true with annuities and life insurance products because no two are alike. Every insurer has its own financial rating and carries annuity products with different features and riders. Add to this the fact that individual agents representing these firms have their own margins, and comparisons become difficult. Speaking with one of our advisors will give you the advantage to negotiate a higher interest rate.